Find the best strategy that meets your needs.
Connecting you with us
1
What are you looking for?
You’ll be asked a few questions to help us tailor our suggestions.
2
Personalized suggestions.
We’ll share who from our team is the best fit for your needs and preferences.
3
Pick the right strategy.
Schedule a free consultation with any of our credit specialist.
"I was hesitant to use a credit repair service at first, but Simplicity Credit made the process so easy and stress-free. Their team was professional, knowledgeable, and always available to answer my questions. In just a few months, they helped me remove several inaccuracies from my credit report and increase my credit score by 75 points. I'm so grateful for their expertise and highly recommend their services to anyone looking to improve their credit."
— Samantha L., SIMPLICTY CREDIT CLIENT
FAQs
How long does the credit repair process take?
The duration of the credit repair process varies depending on the individual's unique credit situation and the specific issues that need to be addressed. On average, it may take 3-6 months to start seeing noticeable improvements in your credit score, but it can take up to a year or more for more significant changes.
Can you remove all negative items from my credit report?
While we strive to help you achieve the best possible credit score, it's important to note that not all negative items can be removed from your credit report. Our credit repair services focus on identifying and disputing inaccurate, unverifiable, or outdated information. Legitimate negative items that are accurately reported may remain on your credit report for a specified period, usually 7-10 years.
Will your credit repair services impact my current credit accounts?
Our credit repair services focus on addressing and correcting errors within your credit report, which should not impact your current credit accounts. However, as your credit score improves, you may become eligible for better interest rates, higher credit limits, or new credit products. It's essential to maintain good credit habits, such as making on-time payments and keeping credit utilization low, to continue building a strong credit history.